Our mission is to provide individuals, families, and 401(k) plans a low-cost opportunity to the highest quality investment service available.
The Financial Planning Company is a fiduciary, fee-only, Registered Investment Advisor (RIA) founded by Brewster Smith in 2016. One hundred percent of our compensation is paid by our clients. As a fiduciary, we enjoy the legal obligation to always put client interests ahead of our own.
Brewster Smith - President brewster@tfpc.co (248) 766-0070
Brewster graduated from Cranbrook Kingswood and from Albion College's Gerstacker School of Business. He has worked in multiple levels of finance around the world for over a decade. He wrote stock reports as a research analyst at FIG Partners Investment Bank, Chicago; and worked as a stock analyst at Southern Cross Equities in Sydney, Australia. He was also a financial analyst at UBS and Diversified Portfolios in Bloomfield Hills, Michigan.
When Brewster isn’t helping clients he enjoys the outdoors, traveling, trying new foods, and sports. His favorite sports are skiing and tennis. No matter where Brewster is, a finance book isn’t far away.
Carr Cavender - Partner carr@tfpc.co (619) 990-2871
Carr is the director of the impact investment portfolio for his own family office. He completed the Wharton School of Business Private Wealth Management Program in 2017 and trained on the board of his family’s investment office for three years. He studied asset allocation, manager performance, and worked with managers in the private equity and hedge fund space. He graduated from the University of San Diego and has called San Diego home for over 10 years.
Carr currently lives in South Park with his wonderful partner Jen. He loves: getting outside, running on the beaches, surfing, playing soccer, theatre, and filmmaking.
At The Financial Planning Company we are passionate about financial planning and money management. We pride ourselves on providing the most confidential and enjoyable experience to our clients. We enjoy providing clarity to both basic and complex financial issues. Every day we are motivated to help clients achieve financial peace of mind, so that they can live in confidence and explore their passions.
The Financial Planning Company is unique because we:
Are a fiduciary.
Use Nobel Prize winning investment research.
Exclusively use low-cost fund families like Vanguard and Dimensional Fund Advisors.
Are fee-only (100% of our compensation is from clients).
Use a fact-based investment strategy that utilizes long-term stock market research.
